Electronics

$1,990.00

for 6 month

every month

0% APR

$6,000.00

for 6 month

every month

Luxury

0% APR

$2,500.00

for 6 month

every month

Travel

0% APR

Home

0% APR

$2,500.00

for 6 month

every month

Split big buys with crypto

Better value

Up to 6 months to pay

Non-taxable

Interest-free

HODL-friendly

Buy now. Pay later. Keep your crypto

Easy to access

No first payment

Up to 80% LTV

Easy approval

No solid credit history or income required

Soft pull only

No credit score impact

Trusted & transparent

Fully on-chain

No margin calls

If ETH price drops: no hassle, we carry the risks

Splitting made simple

Know exactly what you’ll pay — upfront

Purchase amount

$6,000

Total loan: $6,000

No hidden fees. No late fees. No surprises

Today

$0

Jan, 15

$500

Jan, 29

$500

Jun, 18

$500

0% APR

Splitting made simple

Know exactly what you’ll pay — upfront

Purchase amount

$6,000

Total loan: $6,000

No hidden fees. No late fees. No surprises

Today

$0

Jan, 15

$750

Jan, 29

$750

Apr, 26

$750

0% APR

Splitting made simple

Know exactly what you’ll pay — upfront

Purchase amount

$6,000

Total loan: $6,000

No hidden fees. No late fees. No surprises

Today

$0

Jan, 15

$1,000

Jan, 29

$1,000

Mar, 26

$1,000

0% APR

Splitting made simple

Know exactly what you’ll pay — upfront

Purchase amount

$6,000

Total loan: $6,000

No hidden fees. No late fees. No surprises

Today

$0

Jan, 15

$1,500

Jan, 29

$1,500

Feb, 26

$1,500

0% APR

A smarter way to pay

Fees & Interest

Keep your upside

Triggers taxes

Credit Score Impact

Transparency & Control

No

Yes

No

No

Fully on-chain & transparent

Yes

Yes

No

Yes

Limited transparency with potential enforcement actions

Traditional Credit

No

No

Yes

No

Not applicable (Yes)

up to 37% tax

Selling Crypto

Unlock spending power — without the friction

How it works

After You Sign

01

Repay on schedule

You’ll get a repayment link (tied to the smart contract) plus friendly reminders before each due date

02

Track it anytime

You’ll have a link to view your loan status, upcoming payments, and your ETH — at any time.

03

If you miss a payment

A small fixed late fee is added to your remaining balance. (No late fees — we’ll always notify you.)

04

When your balance is paid off

Once your outstanding balance reaches $0, your ETH is automatically released back to your wallet. You can repay early anytime.

05

Fair by design

If repayment isn’t completed by the final due date, we only use the amount of your ETH needed to cover the remaining balance—then return the rest.

Get Started

Find us at checkout

in one of our partner stores

01

Apply in minutes

by submitting
a short application

02

Get approved instantly

and compare your available offers

03

Connect your wallet

and sign the smart contract to accept terms and lock your ETH

04

Search for merchants

Name company